Our Team


RICHARD E. LLOYD, JR., CPA

President, LPL Registered Representative

 

Rick has over 40 years of experience working in the accounting, tax, audit and money management fields.  He has a BS Degree in Accounting and a Masters Degree in Finance, both from the University of Illinois.  In 1980, Rick joined together with Phil Schouten to help form the firm that would ultimately become R. Lloyd & Company.  In addition to being a CPA, Rick also holds Series 7, 24, 31, and 63 registrations with LPL Financial and Series 66 registration with both HighPoint Advisor Group & LPL Financial.  He is a licensed life insurance professional as well.

 

Throughout his career, Rick has been a School District 135 board member, President of the Orland Park Kiwanis Club, President of the South Suburban Estate Planning Council, and a member of the St. Julie Billiart Catholic Church finance committee.  He and his wife, Marie, have three grown children, five grandchildren and live in Orland Park.



RICHARD E. LLOYD III, CPA

LPL Registered Representative

 

Ricky joined our team in June 2008 to work in the wealth management area of our business. Prior to joining Lloyd Wealth Advisors, Ricky worked as an Investment Associate with Chicago based private equity firm Chicago Growth Partners as well as an Analyst in the Investment Banking Division of Lehman Brothers. Ricky holds a BA in Economics from the University of Chicago, a MS in Accountancy from the University of Illinois and is a CPA and LPL Registered Securities Representative with Series 7 registration held with LPL Financial and 66 securities registration held with both HighPoint Advisor Group & LPL Financial.

 

Ricky serves as a board member for Community Consolidated School District 146 as well as for the Twin Hearts Autism Foundation. Previously, Ricky served as a board member and Treasurer for St. Gregory’s Episcopal School in Chicago. He currently lives in Orland Park with his wife Monica and children, Anne, Megan and James.



SCOTT CRUZ, CPA

LPL Registered Administrative Associate

 

Scott was part of our staff from 1997 to 2005 and has rejoined our team as of December 2011. He has over 25 years of experience working in the accounting, tax and audit fields. He received his BS degree in Accountancy from Northern Illinois University in December 1986. He also received a Chartered Financial Consultant (ChFC) designation from the American College in 1996.

 

Scott has served as both Treasurer and Finance Committee Chair at Salem Baptist Church and Treasurer of Lockport Boys Baseball. Scott, his wife Cathy, and their four boys live in Homer Glen.



PAUL VALENTE, CPA

LPL Registered Administrative Associate

 

Prior to joining our team in September 2011, Paul spent five years in public accounting and for 22 years was the controller of a local construction company. In 1984 he earned his BS degree in accounting from Bob Jones University and subsequently his CPA. Paul is an LPL Registered Administrative Associate with a Series 7 registration held with LPL Financial and a Series 66 securities registration held with both HighPoint Advisor Group & LPL Financial.

 

Paul resides in Lemont with his wife, Mary.



MARY COFRAN

LPL Registered Administrative Associate

 

Mary joined our staff in June 2008 after graduating from the University of Illinois Urbana-Champaign in May 2008. She focuses primarily on investment assistance, payroll services, marketing and compliance. She now holds her Series 7 registration with LPL Financial and Series 66 registration with both LPL Financial and HighPoint Advisor Group and is an LPL Registered Administrative Associate.

 

Mary lives in Orland Park with her husband, Joe, and their two children, Abby and Ben.



JAYSON GORSKI

Sales Assistant

 

Jayson joined our staff in January 2019 after graduating from DePaul University. He works in the wealth management area of our business and focuses primarily on client account management and client relationships.

 

Jayson enjoys playing golf and played competitive baseball for 15 years.



PATTY CHLADA

Administrative Assistant

 

Patty started at R. Lloyd & Company in September of 2018.  She is an experienced data entry specialist with a demonstrated history of working in the financial service industry.  Her primary role is administrative and accounting assistance.  She always enjoys greeting clients both in person and over the phone.  Patty attended Triton College for Court Reporting and soon after decided to start a family.

 

Patty has been married to her husband Jerry for 25 years and have three children, Giovanni, Tianna and Santino.


SUSAN DUST

Sales Assistant

 

Prior to joining Lloyd Wealth Advisors in 2014, she worked for R.J. Jakes & Associates for 6 years. She obtained a BS Degree in Accounting from Purdue University Calumet in 1998. Since then she has worked in many different aspects in the investment field including investment account preparation.

 

Susan has been married to her husband Jim for the past 25 years and has lived in Orland Park for the past 17 years. They have one daughter, Amy, who attends Northern Illinois University. Her hobbies include sewing and gardening, and playing with their dog, Holly.